Guide
Saving at Your Company Formations
How UK Shoppers Cut Costs at Your Company Formations
Your Company Formations sells online company formation services for UK businesses, including limited company registration packages, limited companies by guarantee, limited liability partnerships and public limited company packages. Its services also cover registered office addresses, director service addresses, London virtual office services, confirmation statements, VAT registration, company changes, share services and other business administration. Limited company packages shown on the site include Digital, Digital & Print, Privacy, Fully Inclusive and Entrepreneurs options.
This guide helps UK shoppers compare the real cost before paying, separate the package price from the Companies House fee, avoid unnecessary extras and check whether any saving is applied correctly. Use the displayed package details as your starting point, then review optional services, renewal terms and any applicable checkout instructions before submitting an order.
Start with the basic formation cost
The lowest-priced limited company option shown by Your Company Formations is the Digital package at £2.48, plus a £100 Companies House fee. The Digital & Print package is listed at £6.98 plus the same fee, while the Privacy package is listed at £17.48 plus the fee. A Fully Inclusive package is shown at £48.48 plus the Companies House charge.
These prices are not interchangeable substitutes. The Digital package is positioned as the cheapest DIY route and includes digital formation documents. The Digital & Print option adds printed documents, while the Privacy package includes registered office and director service address features designed to keep residential details off the public register. Choose the lowest package that covers your actual requirements rather than paying for services you will not use.
Compare what each package includes
Price comparison is more useful when you check the contents line by line. The site states that the Digital package includes the company formation filing, digital constitutional documents, digital share certificates, a company register, an HMRC UTR number, a Companies House web authentication code and access to an online company manager.
The Privacy package adds a Central London registered office service and a director service address. The site explains that these services are billed annually and require renewal, so include future costs in your budget. The Fully Inclusive package adds features such as a 12-month company filing service, a London virtual office, VAT registration support, meeting room use and bound company documents. Those extras may be useful, but they are not automatically cost-effective for every new business.
Separate required charges from optional extras
Your Company Formations states that the £100 Companies House registration fee is an additional fixed government charge shown before checkout. It also says optional services, including registered office addresses, director service addresses and same-day incorporation, are presented separately before payment.
Check the order summary for the complete total rather than relying on the headline package price. If you already have a suitable UK registered office address, a privacy-focused package may not be necessary. Likewise, if you can manage routine filings yourself, a package containing ongoing filing support may not deliver value compared with a simpler formation plan.
Check banking incentives carefully
The formation packages advertise access to business banking partners, with cashback described as being available up to stated limits. The site shows up to £55 cashback with some packages and up to £155 with others. Cashback is connected to eligible banking choices and remains subject to the relevant bank’s approval criteria, so do not treat it as an automatic reduction in the formation price.
Before selecting a bank, check the account’s own eligibility requirements, whether you need to apply through the formation journey and when any cashback would be paid. A free business account or potential cashback may be helpful, but it should not lead you to choose an unsuitable banking product.
Use discount checks at the right stage
Search for Your Company Formations discount codes before beginning the application, then confirm the terms shown alongside any available offer. Do not assume that a code is live, applies to every package or reduces the Companies House fee. A saving may be limited to a particular service, customer type or order route.
At checkout, enter a code only if the retailer provides a specific promotional or discount-code field. If no code field is displayed, do not add a code to unrelated boxes or assume that a discount will be applied later. Instead, review the final order summary and confirm that the package, government fee, optional services and total payable match your expectations.
Watch for recurring services
Some address and support services are annual rather than one-off purchases. The site states that the registered office service, director service address and virtual office services require renewal. It also explains that the premium company filing service renews annually at £128 excluding VAT, with notice given before renewal.
Record renewal dates and decide whether you still need each service before it renews. A low initial formation cost can become less economical if recurring services remain active after your business requirements change. If you only need incorporation, select a package focused on formation and avoid adding ongoing services without a clear reason.
Before you pay
- Confirm the package: Check whether you need digital documents, printed documents, privacy services or ongoing compliance support.
- Check the total: Make sure the £100 Companies House fee and every optional add-on are clearly shown.
- Review renewals: Look for annual address, virtual office or filing-service charges and note when they may renew.
- Verify banking terms: Treat advertised cashback as conditional and review the bank’s approval requirements.
- Check any code field: Apply a code only where the checkout explicitly accepts one and confirm the total updates before payment.
- Save confirmation details: Keep the order summary, receipts and any terms connected with selected services.
Quick checklist
- Compare the Digital, Digital & Print, Privacy and Fully Inclusive packages.
- Choose only the services needed for your company’s circumstances.
- Budget for the Companies House fee separately from the advertised package price.
- Check whether address and filing services continue on an annual basis.
- Review banking cashback conditions instead of counting it as guaranteed savings.
- Read the final checkout summary before submitting payment.
For a final pre-check, visit the Your Company Formations discount codes page, then compare any applicable saving with the full checkout total and the services you actually need.
